{"id":242,"date":"2019-10-22T14:07:10","date_gmt":"2019-10-22T14:07:10","guid":{"rendered":"https:\/\/www.weldondentistry.com\/blog\/?p=242"},"modified":"2019-11-15T14:10:36","modified_gmt":"2019-11-15T14:10:36","slug":"find-out-how-to-save-money-by-maximizing-your-dental-insurance-benefits","status":"publish","type":"post","link":"https:\/\/www.weldondentistry.com\/blog\/find-out-how-to-save-money-by-maximizing-your-dental-insurance-benefits\/","title":{"rendered":"Find Out How to Save Money by Maximizing Your Dental Insurance Benefits"},"content":{"rendered":"\n
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It\u2019s that time of year again when dental insurance<\/a>\ncompanies are eagerly counting down the days until their client\u2019s benefits expire.\nThe moment the clock strikes midnight on December 31, all the money left behind\nfrom unused benefits is suddenly wiped from your account and sent back to the\ninsurance company. Don\u2019t believe it? Just check your dashboard on January 1.\nWhile you may not be able to keep your benefits from expiring, you can take\nadvantage of your policy now while there\u2019s still time. Read on to find out how.\n<\/p>\n\n\n\n\n\n\n\n

The Disappearing Benefits Trick<\/h2>\n\n\n\n

If there\u2019s one thing you should know about dental insurance it\nis that at the end of the calendar year, your benefits do not rollover. Nothing\nyou\u2019ve accrued during the previous year (2019) will be available to use in\n2020. The reason is that your benefits have an expiration date and you have exactly\none year to use them. <\/p>\n\n\n\n

When signing up for dental insurance, you agree to pay a\nmonthly premium. Since you\u2019re already paying for this plan, it\u2019s important that\nyou not let it just sit there and gather dust. If you do, thousands of dollars\nwill go directly back to the insurance company, along with your continued monthly\npayment. Is it fair? No. Is it a reality? Unfortunately, yes. <\/p>\n\n\n\n

Instead of letting your money and valuable benefits disappear\nlike a sad magic trick, here are some ways you can save money, take care of\nyour oral health, and get the most out of your dental benefits.<\/p>\n\n\n\n

See Your Dentist<\/h2>\n\n\n\n

Your dentist believes in the importance of preventive care\nand so does your insurance company. While your dentist wants you to get regular\ndental checkups and cleanings to help keep decay and disease away, your dental\ninsurance wants you to also be proactive about your health so serious problems\nwon\u2019t arise and cause them to pay more for the services you receive. <\/p>\n\n\n\n

This is why most companies agree to pay around 100% for\npreventive services, and since they do, it is in your best interest to schedule\nyour two annual appointments. Here\u2019s why:<\/p>\n\n\n\n